(WARNING…LONG, WINDED POST)
A few years ago Jay and I went through Dave Ramsey’s Financial Peace University. It is an AWESOME program and I would highly recommend everyone take the course. Jay and I were really able to turn our finances around and even started communicating better. We even helped lead small groups for two semesters at our church.
Well, we haven’t taken/helped in a class in a while and since it hasn’t been in the forefront of our minds and our schedules we have more than slacked on what we’ve learned. Now, I’ve been there and I know how hard it is to start keeping a budget and really following through with doing what you know you need to do but let me tell you…having to re-start the process after doing so well is humbling, frustrating and downright maddening!
So we have started to ramp back up our FPU training. Unfortunately we aren’t in a class right now but we are starting to take a good hard look at our budget/finances (especially with one steady income and 2 people going to school, yikes!!!) and in the few short weeks we have ramped back up on what we know I have seen HUGE blessings that have come into our lives.
Below are a few of the examples:
Can I really go back to school?! – After taking a leap of faith (and a few classes to ease me back into the whole school thing) I applied to OTA School. I was wait-listed (#11) and was told to gather more information, bring it to the school and they would re-evaluate me and maybe bump me up the list. Before I could get the info together (2 business days) I found out I was accepted. Great right?! Only problem was the tuition deposit was due before the next paycheck was coming in. We had been out of town the weekend before and our tithe check was sitting on the table. On more than one occasion (ok more like 20 occasions) I looked at it and thought, “Well obviously God wants me in school or He wouldn’t have taken me off the wait list, I’m sure He wouldn’t mind me using this money for the deposit” but going back to my FPU training I remembered whose money, resources, etc. that everything is and made the conscious decision that if God wanted me in there then He’d provide the deposit money. I turned the tithe check in that Sunday and went about my business. Monday afternoon I check the mailbox and there is our State Refund Check…over and above what we were expecting it to be by the exact amount that was needed for the deposit!
Can I at least have one with a keyboard? – Yes, we have fallen victim to the wonderful technology that is the smartphone. I don’t necessarily care if I have one or not but our 2-yr contract (oh those lovely contracts) isn’t up yet so we aren’t quite due for an upgrade. We looked into buying phones that don’t need data plans but they are expensive (at least to someone in a Gazelle/Cheetah state of mind) but we really want to cut the budget so we’ve been pricing them with grimaces on our faces. It isn’t a done deal yet but there is a very good chance that one is going to just be given to us in the next week (yep, I’m running on expectant faith with this one J)
Poor little hope chest – We have been using the hope chest that was my grandmothers as our coffee table since we got married. It has served its purpose and served it well but is really heavy and hard to move if we want to exercise or have people over. One wheel is already missing and it just looks sad in the living room. We’ve been wanting a new table for a while but didn’t want to spend a lot of money and just couldn’t make a decision to buy something. Today I spent 8 hours looking for a dress for my brother’s wedding. I HATE shopping for clothes for myself and was beyond discouraged by the time I was finished. Mom and I went to Goodwill just to see if we could find anything there (2 malls and countless other stores had already been scoured). No such luck on the dress front so I went to their furniture area. Low and behold there was a coffee table that needed some TLC but looked sturdy and was only $15 so I figured that was a good deal. Went to pay and b/c of 4th of July they were giving an extra 30% off. We now have a nice coffee table we can move for $11.24.
I know that most people probably haven’t made it far enough in this post to read what I’m typing now. I know I’m a little too long winded. But I just felt the need to share the big, medium and small ways that God has/will come through for us and to encourage anyone else out there that is looking in their envelopes wondering if they’ll make it.